You may find the following links useful. By clicking these links you are departing from the site of Town &Country Financial Advisers Ltd. Neither Town & Country Financial Advisers Ltd nor Quilter Financial Planning Limited accept any responsibility for the accuracy of the information contained within the linked sites.
Financial Conduct Authority (FCA)
The Financial Conduct Authority is a financial regulatory body in the UK. Their aim is to protect consumers, to ensure the financial industry is run with integrity and promotes healthy competition between financial services providers.
Financial Services Compensation Scheme (FSCS)
The FSCS is the UK’s statutory compensation fund for customers of financial services firms. This means that the FSCS can pay compensation to consumers if a firm is deemed unable or unlikely to pay claims against it. The FSCS is an independant body and provides a free service , set up under the Financial Services and Markets Act 2000 (FSMA).
The Money Advice Service
This is an independant organisation that provides money advice for consumers in the UK. The service gives free, unbiased advice to enable people to make the right financial decisions.
This is a guide to how much you’d pay each month. The exact amount will depend on the type of mortgage and the lender.
If you already have a mortgage and want to work out how much an interest rate rise will impact your payments, then , in ‘price of property’ enter how much you have left to pay on your mortgage, put nothing in deposit.
This Money Service pension calculator can give you an estimate of the income you’ll get when you retire. This will include income from defined benefit and defined contribution schemes, plus your basic State Pension.
You’ll also find out if your likely retirement income is less than what you’d need to fund your desired lifestyle in retirement